Tip Fee Calculator Australia

Calculate service fees and payment processing costs for tips. See exactly what customers pay and what recipients receive.

Calculate Tip Fees

Enter a tip amount to see how fees are calculated. Fees are paid by the tip giver, not the recipient.

Enter the tip amount before fees are added.

Fee Structure

Service Fee:3.5%
Payment Processing:1.75% + $0.30

Note: Fees are paid by the tip giver at checkout. Tip recipients receive 100% of the tip amount.

Quick Examples

Tip: $5.00
$5.57
Customer pays • $5.00 received
Tip: $10.00
$10.83
Customer pays • $10.00 received
Tip: $20.00
$21.36
Customer pays • $20.00 received
How It Works

How Tip Fees Are Calculated

Transparent fee structure with no hidden costs for tip recipients.

1. Service Fee

The service fee is calculated as a percentage of the tip amount (typically 3%). This fee covers the cost of maintaining the tipping platform, providing QR codes, tip pages, and payment infrastructure.

2. Payment Processing Fee

The payment processing fee covers the cost of processing card payments, Apple Pay, and Google Pay. This fee is calculated as a percentage (typically 1.75%) of the total amount (tip amount + service fee) plus a small fixed fee (typically $0.30).

3. Total Fees

The total fees are the sum of the service fee and payment processing fee. These fees are paid by the tip giver (customer) and are shown clearly before they confirm payment.

✓ Tip Recipients Receive 100%

Tip recipients receive 100% of the tip amount with no deductions. All fees are paid by the tip giver, not the recipient. There are no setup fees, monthly fees, or hidden costs.

Transparency

Why Fee Transparency Matters

Clear fee breakdown builds trust with both tip givers and recipients.

Transparent fee structures help everyone understand exactly what they're paying and receiving. This builds trust and ensures there are no surprises.

For Tip Givers

Customers see all fees clearly before they confirm payment. This transparency helps them make informed decisions and builds confidence in the platform.

For Tip Recipients

Recipients know they'll receive 100% of the tip amount. This clarity helps them understand their earnings and builds trust in the platform.

Best practice: Always show fees clearly before payment is confirmed. Use tools like this calculator to help customers understand the fee structure.

FAQ

Frequently Asked Questions

Everything you need to know about PocketTip.

Tip Fees

Common questions about tip fees and processing costs

How are tip fees calculated in Australia?
Tip fees consist of two parts: a service fee (typically 3% of the tip amount) and a payment processing fee (typically 1.75% of the total amount plus a fixed fee). The service fee is calculated on the tip amount, then the payment processing fee is calculated on the tip amount plus service fee. Fees are paid by the tip giver, not the recipient. Tip recipients receive 100% of the tip amount.
Who pays the fees when someone leaves a tip?
The tip giver (customer) pays all fees. This includes the service fee and payment processing fees. These fees are shown clearly before the customer confirms payment. Tip recipients receive 100% of the tip amount with no deductions.
What is the service fee for tips?
The service fee is typically 3% of the tip amount. This fee covers the cost of maintaining the tipping platform, providing QR codes, tip pages, and payment infrastructure. The service fee is paid by the tip giver and is shown before they confirm payment.
What are payment processing fees for tips?
Payment processing fees cover the cost of processing card payments, Apple Pay, and Google Pay. These fees typically include a percentage (e.g., 1.75%) of the total amount (tip + service fee) plus a small fixed fee (e.g., $0.30). These are standard payment processing costs and are paid by the tip giver.
Do tip recipients pay any fees?
No. Tip recipients receive 100% of the tip amount with no deductions. All platform and payment processing fees are paid by the tip giver (customer) and are shown clearly before payment is confirmed. There are no setup fees, monthly fees, or hidden costs for tip recipients.

About Cashless Tipping

Understanding digital tipping in Australia

What is cashless tipping in Australia?
Cashless tipping is a digital way for customers to tip service workers using card, Apple Pay, or Google Pay instead of cash. QR code tipping platforms like PocketTip make it easy for Australian workers to accept tips in our tap-and-go economy.
How does QR code tipping work in Australia?
QR code tipping works by linking a QR code to a digital tip page. When a customer scans the code with their phone camera, they open your tip page and can tip using card or mobile wallets without cash. It's the modern digital tip jar for Australia's cashless economy.
Is this the same as a digital tip jar?
Yes. PocketTip works like a digital tip jar customers scan your QR code and tip cashlessly using card, Apple Pay, or Google Pay. It's designed for Australian service workers who want to accept cashless tips.
Why do Australian workers need digital tipping?
Most Australians don't carry cash anymore. Cashless tipping with QR codes lets customers tip service workers using the same tap-and-go payment methods they already use for everything else. It removes the 'I don't have cash' problem.
What types of workers use cashless tipping?
Cashless tipping is used across Australian hospitality workers, café baristas, restaurant servers, bartenders, rideshare drivers, delivery workers, salon staff, performers, event staff, and more anywhere customers want to say thanks in a cashless way.

Getting Started

Everything you need to begin accepting tips

How do I create a tip page?
Creating a tip page on PocketTip is free and takes about 60 seconds. Sign up, choose your event type, add your details, and you'll get a unique QR code and shareable link. No technical skills needed.
Do I need a Stripe account?
No separate Stripe account needed. We use Stripe Connect to handle payments securely. You'll complete a simple onboarding process to receive payouts directly to your Australian bank account.
How long does setup take?
Setup takes about 60 seconds to create your tip page. Stripe Connect onboarding (required for payouts) takes 5-10 minutes and can be done anytime before your first tip. You can start sharing your QR code immediately.
Is there a mobile app?
No app needed. Your tip page works perfectly in any web browser on any device. Customers scan your QR code and tip directly through their phone's browser using card, Apple Pay, or Google Pay.
Can I customise my tip page?
Yes. You can add your name, photo, event details, welcome message, and choose colours to match your style. Make it personal so customers know they're tipping the right person.

For Customers

How tipping works for your customers

How do I tip someone?
Scan the QR code with your phone camera or tap the link. Choose a tip amount (or enter custom), add an optional message, and pay with card, Apple Pay, or Google Pay. The whole process takes about 30 seconds.
Are there fees for tipping?
Small processing fees apply (similar to buying coffee with card). Fees are shown upfront before you confirm payment. The person receiving the tip gets 100% of the tip amount you enter.
Can I tip anonymously?
Yes. You can choose to leave your name or tip anonymously. Either way, the person receiving the tip gets a notification and can see your message (if you leave one).
What payment methods can I use?
You can tip using any major credit or debit card, Apple Pay, Google Pay, or other mobile wallets. All payments are processed securely through Stripe.
Is tipping safe and secure?
Yes. All payments are processed securely through Stripe, the same payment system used by millions of businesses worldwide. We never store your full card details.

Pricing & Fees

Transparent pricing with no hidden costs

How much does it cost to use PocketTip?
Creating and using your tip page on PocketTip is completely free. There are no monthly fees, no setup costs, and no subscriptions. You only pay small processing fees when someone tips you (similar to card transaction fees).
What fees do I pay?
You don't pay any fees. The person leaving the tip pays small processing fees (shown upfront). You receive 100% of the tip amount they enter. No service fees, no monthly costs, no hidden charges.
How much are the processing fees?
Processing fees vary by country and payment method, typically around 2-3% plus a small fixed fee (similar to standard card transaction fees). Fees are always shown to the tipper before they confirm payment.
Are there any hidden costs?
No hidden costs. Creating your tip page is free. You receive 100% of tips. The only fees are small processing fees paid by the person leaving the tip (shown upfront). No monthly fees, no setup costs, no surprises.
Do I need to pay for a subscription?
No subscriptions required. ${process.env.NEXT_PUBLIC_PRODUCT_NAME} is free to use forever. Create unlimited tip pages, generate QR codes, and accept tips with no monthly or annual fees.

Payouts & Money

How you receive your tips

How do I get paid?
Tips are automatically transferred to your Australian bank account via weekly payouts. You'll complete a simple Stripe Connect onboarding to link your bank account. Payouts happen automatically every week.
How often do I get paid?
Payouts happen weekly. Tips received during the week are automatically transferred to your bank account. You'll receive an email notification when each payout is processed.
Is there a minimum payout amount?
No minimum payout amount. All tips are automatically included in your weekly payout, regardless of the amount. Even small tips are transferred to your bank account.
What bank accounts are supported?
We support all major Australian banks. You can link any Australian bank account during Stripe Connect onboarding. Payouts are processed via direct bank transfer.
How long until I receive my first payout?
Your first payout typically arrives 7-10 days after your first tip (to allow for processing and bank transfers). Subsequent payouts happen weekly. You'll receive email notifications for each payout.

Security & Trust

Safe and secure platform

Is PocketTip safe to use?
Yes. We use Stripe, one of the world's most trusted payment processors, to handle all payments securely. Your bank details are never stored on our servers. All transactions are encrypted and secure.
Who can see my tip page?
Only people with your QR code or link can access your tip page. You can make your page public (anyone can find it) or keep it private (only people with the link can access it).
What information do you collect?
We collect basic information needed to create your tip page (name, email) and process payouts (bank details via Stripe). We never share your information with third parties except as needed to process payments.
Can I delete my tip page?
Yes. You can delete your tip page or account at any time from your dashboard. Deleted pages stop accepting tips immediately, and any pending payouts will still be processed.
What if I have a problem with a payment?
Contact our support team if you have any issues with payments or payouts. We use Stripe's secure payment system, which includes fraud protection and dispute resolution.

Using Your QR Code

Display and share your tip page

How do I print my QR code?
Download your QR code as an image from your dashboard, then print it like any photo. You can print it on paper, stickers, or professional signage. The QR code never expires.
Where should I display my QR code?
Display your QR code where customers can easily see and scan it: on your counter, table, receipt, or tip jar. Make it visible and accessible. Many venues print it on a small sign or sticker.
Can I share my tip page link online?
Yes. You can share your tip page link on social media, in emails, or anywhere online. Customers can tip directly from the link without needing to scan a QR code.
Does my QR code expire?
No. Your QR code never expires. Once created, it works forever. You can use the same QR code for years, print it on multiple signs, or share it anywhere.
Can I have multiple tip pages?
Yes. You can create unlimited tip pages for different events, venues, or purposes. Each page has its own QR code and link. Perfect for different jobs or events.
PocketTip QR code tipping dashboard showing tips and payouts for Australian service workers
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Start Accepting QR Code Tips in Australia Today

Join Australian hospitality workers, baristas, bartenders, and service workers using QR code tipping. Customers scan and pay with card, Apple Pay, or Google Pay. Free setup, weekly payouts to your Australian bank.